Terms & Conditions

1. Acceptance

By downloading or using Spendary, you agree to these terms. If you do not agree, please do not use the application.

2. Purpose of the app

Spendary provides tools for recording, organizing, and reviewing personal and business financial information. You are responsible for the accuracy of the information you enter.

3. Not financial advice

Spendary is an organizational tool and does not provide financial, accounting, tax, investment, or legal advice. Any decisions you make using information shown in the app remain your responsibility.

4. Your responsibility

• Keep your device and any app access controls secure.
• Maintain appropriate backups or exports of important records.
• Use the app only for lawful purposes.
• Verify information before relying on it for business, tax, or financial decisions.

5. Availability and updates

We may improve, modify, suspend, or discontinue features. Updates may be required to keep using some functionality. We aim for reliable service but cannot guarantee uninterrupted or error-free operation.

6. Intellectual property

Spendary, its design, branding, and software are protected by applicable intellectual-property laws. These terms grant you a limited, personal, non-exclusive right to use the app; they do not transfer ownership.

7. Limitation of liability

To the extent permitted by law, Spendary and its providers are not liable for indirect, incidental, or consequential losses arising from use of the app, loss of device data, or decisions based on app information.

8. Termination

You may stop using Spendary at any time. We may restrict access when reasonably necessary to protect users, comply with law, or address misuse.

9. Changes to these terms

We may update these terms as the app evolves. Continued use after an update means you accept the revised terms where permitted by law.

10. Contact

For questions about these terms, please use the support contact available in the Spendary app or its official store listing.